2026 Medicare AEP October 15th through December 7th

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Medicare Open Enrollment, also known as the Annual Enrollment Period (AEP), runs from October 15 to December 7 each year. During this time, people with Medicare can review and change their Medicare Advantage Plan (Part C) or Part D prescription drug plan, for coverage that begins January 1 of the following year.

Changes made during the Annual Enrollment Period can include:

  • Switching between plans

  • Joining a new plan

  • Switch from Original Medicare(Parts A and B) to a Medicare Advantage plan.

  • Switch from a Medicare Advantage (MA) plan to Original Medicare

Have you received a notice that your plan has been discontinued?

If you recently received a notification that your Medicare plan is being discontinued for 2026, you're not alone. Some insurers are exiting unprofitable markets, leading to millions of Medicare Advantage enrollees losing their plans. Whether your plan is being discontinued or not, it’s important to take action quickly to ensure continuous coverage and get the best fit for your healthcare needs. The standard Annual Enrollment Period (AEP) runs from October 15 to December 7, but if your plan is discontinued, you have until December 31 to select a new one. Just be aware that waiting past December 7 may leave you with a gap in coverage.

My Plan Isn’t Being Discontinued – Should I Still Act?

Even if your plan will continue next year, you might still want to consider making a change. Medicare plan benefits, premiums, and coverage (doctors, hospital and medications) can change annually leaving you potentially with high out of pocket expenses.

Whether it's finding better coverage, more competitive premiums, or improved benefits, it’s worth exploring your options. You can schedule a call or meeting with one of our licensed insurance agents to review your current plan and discuss potential alternatives.

Questions?

email us at medicare@healthwealth360365.com

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